A boutique mortgage& protection practicefor homeowners who care about the details.
Berkshire based, serving Berkshire, London, Surrey and the rest of the UK. Whole-of-market advice across 90+ lenders — one named advisor from first call to keys.
60-second estimate
60-second estimateEstimated monthly
£1,703
at 4.40%
85% LTV
Illustrative only. Your actual rate depends on your circumstances — talk to us for the real figures.
Established 2024
A boutique practice offering considered advice to private clients seeking mortgages for UK property.
Our mission is to make the purchase or protection of property feel calm and certain. Honest advice, drawn from carefully nurtured relationships with banks, building societies and insurers — delivered in plain English.
What we do
Every kind of move,
one advisor beside you.
From a first flat in London to a country move in Berkshire, we tailor the mortgage, the protection and the plan.
The houses we finance
From the first flat to the family seat.
Thatched cottages, Georgian terraces, London conversions and country homes — we arrange lending across the full UK property spectrum, with the same quiet attention to detail. Tap a tile to explore.
Explore mortgages
How it works
Three steps. Zero jargon.
Book a call
Fifteen minutes, no obligation. We learn what you're trying to do and tell you honestly what's realistic.
We search 90+ lenders
You get a clear recommendation in plain English — the rate, the fees, the monthly cost, and why it suits you.
We handle it to completion
Application, paperwork, chasing the lender and the chain — until the keys are in your hand.
Why BTK
You're not a ticket
in a queue.
A Berkshire-based practice looking after clients across Berkshire, London, Surrey and the rest of the UK — built on referrals, which means the only way we grow is by looking after you properly.
Whole-of-market access
We search 90+ UK lenders. We're paid to find your best deal — never to push one lender's.
One honest fee
Typically £493 for a standard mortgage, agreed in writing before any advice begins. No surprises at completion.
Properly regulated advice
An Appointed Representative of PRIMIS Mortgage Network — fully qualified mortgage and protection advisers.
A boutique, personal service
One named advisor from first call to keys, with updates by phone, email or WhatsApp — your choice.
A few kind words
Ben was incredible from start to finish. Home buying is hard — I had two failed purchases before succeeding — yet Ben was a positive, knowledgeable and calming presence throughout. He showed me I could get a bigger (but still affordable) mortgage than I'd realised.
Tom Sowerby
East Sussex · Google review
Highly recommended. Best mortgage broker in Berkshire. Ben turned around the mortgage incredibly quickly and was always in great communication. Can't recommend high enough.
David Glass
Windlesham · Google review
Ben is an exceptional mortgage advisor. Having worked with him more than once, his ability to deal with atypical finances makes him our go-to person for new, porting or renewing mortgages.
Trishnah Murphy
Chertsey · Google review
Reviews verified via Google. Each review reflects the individual client's experience — your outcome may differ.
Client reviews
Berkshire, London, Surrey & UK homeowners,
in their own words.
Trustindex verifies that the original source of the review is Google. Having worked with him more than once, he’s ability to deal with atypical finances makes him our go-to person for new, porting or renewing mortgages.
Trustindex verifies that the original source of the review is Google. Ben went through the different options with me, answered all of my questions and really helped me to understand what would be the best choice for my situation. He also managed to secure me a good rate, which I was very pleased with given the current atmosphere.
Overall, I felt well looked after throughout the whole process and would definitely recommend them to anyone looking for a mortgage broker.
Trustindex verifies that the original source of the review is Google. It was an absolute pleasure working with Ben on it, and he will be my go-to whenever I move again. I couldn’t recommend him more.
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. From day one, Ben was professional, approachable, and incredibly knowledgeable. He took the time to explain every step, answered every question with patience, and always made sure I felt confident in the decisions we were making. His communication was outstanding throughout the process, I was kept updated at every stage and never had to chase for information.
What really sets Ben apart is the level of care and dedication he brings to his clients. It genuinely felt like he had my best interests at heart, working tirelessly to secure the right mortgage for my circumstances. His expertise, attention to detail, and willingness to go the extra mile made all the difference.
I honestly couldn't have asked for a better mortgage broker and wouldn't hesitate to recommend Ben to anyone looking for expert advice and exceptional service. Thank you for making what could have been a stressful experience such a smooth and positive one!
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. Whenever I had questions for the lender, he addressed them promptly and came back with clear feedback the same day. His knowledge of the mortgage market and the process was evident throughout.
I would highly recommend his services to anyone looking for a reliable, responsive, and knowledgeable mortgage broker who truly knows the industry and how to get things done. Big thank you!!
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. Repayment calculator
Watch the monthly
payment move.
Estimated monthly payment
£1,703
Amount borrowed
£340,000
Loan to value
85%
Total interest over term
£272,931
Total repayable
£612,931
Illustrative figures in seconds — then talk to a human about the real ones. Your home may be repossessed if you do not keep up repayments on your mortgage.
Meet the Director
“Personal service is at the forefront of my mission — relieving as much stress from your shoulders as possible.
Ben Kill CeMAP · Director
Read Ben's storyKnow someone buying?
Send them our way.
Most of our clients arrive by word of mouth. Refer a friend and when their mortgage completes, we'll send you a £100 John Lewis or Amazon voucher.
Enquire
Ready when you are.
The kettle's on.
A no-pressure chat about your plans — by phone, email or WhatsApp. You'll leave knowing exactly where you stand.